No lectures. Just answers.
See what spending you can actually change.
DonkeyBucks shows what's locked in, what's flexible, and what to do about it.
Free to start. No credit card. The donkey doesn't even ask your last name.
Spending flexibility
Your spending, sorted
You could free up
$0
This is where forgotten money hides.
Today's signals
Opened signal
Recurring found
Looks optional and recurring. DonkeyBucks would add it to your review list.
Why DonkeyBucks
None of the others answer the only question that matters: what can you actually change?
| DonkeyBucks | Mint | YNAB | Your bank app | |
|---|---|---|---|---|
| Still around | Gone since 2024 | |||
| Cost to start | $0 | n/a | $14.99/mo | $0 |
| Free forever option | ||||
| Shows what you can change | ||||
| Finds forgotten subscriptions | ||||
| No daily homework |
Switching from another app? Full comparisons: Mint, Monarch, and YNAB.
The big idea
Categories say where. Flexibility says what now.
Every dollar you spend is one of four kinds. Once you see which is which, you know exactly where to look first.
One-time spending
Most flexibleThe choices you make fresh each time.
$1,486
How it works
Three steps. No homework.
Add your transactions
Upload a CSV, type them in, or sync your bank.
Get the insights
See what's locked in, what's flexible, and what keeps renewing.
Make changes
Cancel it, cap it, or keep it. Your call is remembered.
Free to start. No credit card. The donkey doesn't even ask your last name.
Why trust a donkey
Honest by design.
Some money apps make their money in ways they'd rather not explain. We keep it simple: the price is on the label, we email before any charge, and your data leaves with you if you go.
CSV, manual, and demo data
Try the product before connecting anything sensitive.
Free, forever
Available now
Bank sync
Connect your bank through your own SimpleFIN Bridge account. You pay SimpleFIN directly, not us.
$1.50/mo to SimpleFIN
Live for Pro
Your data, your exit
Export everything, anytime. Leaving should be as easy as joining.
$0
No hostage policy
Honest pricing
Free to start. Upgrade when the donkey earns it.
Every account starts with 30 days of Pro. No card up front, and we email you before any charge. No ambush billing, ever.
Free
Bring your own spreadsheet
$0
forever
no annual plan needed, it's free
The full dashboard, powered by whatever you bring it.
- CSV import, demo data, and manual accounts
- Dashboard, categories, and spending tiers
- Budget setup and budget vs actual views
- Transfer cleanup and basic transaction management
No credit card required.
Pro
Let the donkey do it
$4.99
/mo
or $49/yr: two months free
Smart sorting and every repeat charge hunted down for you.
- Automatic categorization: import a statement, watch it sort itself
- Recurring charge detection and subscription review
- Rules that keep categories right without asking twice
- Alerts and advanced insights
Bank sync is live via SimpleFIN. Connect your own SimpleFIN Bridge account for $1.50/mo, paid to SimpleFIN, not us.
Cancel anytime. Downgrade keeps your data.
FAQ
Fair questions.
Is DonkeyBucks really free?
The Free tier is free forever: dashboard, CSV import, manual accounts, budgets, spending tiers, and transfer cleanup. Every new account also starts with 30 days of Pro, no credit card. When the trial ends you keep all your data and simply drop to Free unless you upgrade.
Do I have to connect my bank?
No. You can run DonkeyBucks entirely on CSV imports, manual accounts, or demo data. Bank sync through SimpleFIN is available, and it always stays optional.
Will DonkeyBucks support bank sync?
Yes, it's live. Pro members connect their bank through SimpleFIN, a service you set up yourself and pay directly ($1.50/month, not to us). Connections are read-only, and at most banks you sign in through your bank's own login page.
Can DonkeyBucks see my bank password?
No. Your bank credentials go to SimpleFIN and your bank, never to us. Connections are read-only: DonkeyBucks can see transactions, and can never move money.
Is this a Mint replacement?
That is the idea. DonkeyBucks was built after Mint shut down, with the piece Mint never had: it shows which spending you can actually change.
How is this different from YNAB?
YNAB asks you to adopt a budgeting philosophy and maintain it by hand. DonkeyBucks does the sorting for you and shows you where the room is. No homework, no sermon.
What does Pro add?
Automatic categorization, recurring charge detection and subscription review, rules that keep categories right without asking twice, alerts, and bank sync through your own SimpleFIN Bridge account. $4.99/mo or $49/yr. Cancel anytime, and we email you before any charge.
Can I import my old Mint data or spreadsheets?
Yes. The CSV importer has column mapping and date format detection, so exports from Mint, your bank, or any spreadsheet come in cleanly.
Still curious? Email hello@donkeybucks.com. A human reads it. The donkey supervises.
Find the money decisions hiding in your transactions.
No sermon, no spreadsheet homework, no judgment about the third coffee. The donkey's seen worse.
Free to start. No credit card. The donkey doesn't even ask your last name.